OCBC Titanium Rewards Card

OCBC Titanium Rewards Card

written by limkopi December 7, 2016

Oh, seems like someone has refreshed its old Titanium Card to OCBC Titanium Rewards Card.

What’s good about this card?

I didn’t even know that OCBC has Titanium Card when I was looking for a rewards card.

Quite fail, huh?

What’s Good to Use OCBC Titanium Rewards Card

Basically, you are rewarded 10 OCBC$ whenever you shop in these categories (for both local and overseas):

  • Babies and Children’s Wear
  • Clothes, Bags and Shoes
  • Department Stores
  • Electronics and Gadgets
  • Personal Care (till 31 Dec 2016)

Anything else not in the categories will be rewarded 1 OCBC$. You are also entitled to all other promotions on OCBC credit cards.

Titanium Card gives only 1 OCBC$ for local spending and 3 OCBC$ for overseas spending.

Yes, it’s pathetic. I can hear that coming from you.

I believe that this is quite a good improvement from the previous generation.

But… that’s all about it. I don’t read any other rewards that are actually worth to mention.

Comparing OCBC Titanium Rewards to Citibank Rewards

OCBC Titanium Rewards card seems to be the same in every way like Citibank Rewards.

Coincidentally, I owned a Citibank Rewards so it’s easier to make a comparison.

Basically, Citibank Rewards card aims at shoppers too. It offers 10x points when you shop for shoes and clothes.

Citibank likes to offer 20x points for Amazon. It has been around for a while and it looks like it’s staying until 31 July 2017.

On the other hand, OCBC has not been offering any accelerated points promotion ever since I received the card (till July 2017).

Huh, then should I switch?

There is no need to switch if you have already been using Citibank Rewards for a long time.

What’s the point of switching when they are offering almost the same rewards for what you shop?

I believe many of us already have accumulated some points in Citibank account too.

If you switch, you have to accumulate those points again.

Is this good for Mile Chaser?

If you are a mile chaser, you can exchange 10,000 Krisflyer miles using 25,000 OCBC$.

OCBC$ for Krisflyer

25000 OCBC$ and $25 conversion fee for 10,000 Krisflyer miles

This is equivalent to spending $2,500 in those categories. It’s not hard to hit if you frequent the departmental stores.

You will also need to pay S$ 25 conversion fee to convert the points into Krisflyer miles.

Citibank offers the same rate – you can exchange 2 miles with 5 Citibank Points. The exchange is also done in 25,000 block.

Anything Else?

OCBC Titanium Rewards card is, of course, not a bad card to own if you are fresh to the scene.

There are a couple of ongoing promotions that Titanium Rewards can offer.

For instance, you can register this card on World Mastercard’s website (SPG’s Gold Status) to get various hotel promotions.

If you are looking to accumulate your credit card spending for OCBC 360, you may also want to put all eggs in a basket.

Will you be switching to this card?

1 comment

Project Miles: Understanding Our Spending Habits – wonderlast May 16, 2017 - 2:27 pm

[…] There are a few reward cards that are pretty useful in online shopping. Specifically, we own OCBC Titanium, Citibank Rewards and DBS Woman’s […]

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